Review 2026
Withdrawals frozen since February 2024, multiple regulator alerts, unregulated structure. A cautionary tale in property crowdfunding.
Red list. Do not invest new capital. If you hold funds on the platform, contact the company directly for workout status.
Reinvest24 launched in 2017 as an Estonian real-estate equity crowdfunding platform, offering investors shares in individual property SPVs with advertised yields around 14.6%. The platform operates without regulatory oversight - no ECSP licence, no MiFID supervision, no compensation scheme. In February 2024, Reinvest24 suspended all withdrawal requests, citing liquidity constraints. Multiple European financial regulators subsequently issued public alerts about the platform. As of January 2026, withdrawals remain frozen, the operational team has shrunk to a skeleton crew, and the platform is in a de facto wind-down phase. Our D- grade reflects these facts: no working exit, regulatory warnings, and an unregulated structure that offered no investor protection when it mattered.
Reinvest24 holds no regulatory licence. The Estonian Financial Supervision Authority does not supervise the platform, no EU investor-protection rules apply, and no compensation scheme exists. When withdrawals froze in February 2024, investors had no regulatory recourse. Multiple European regulators published public warnings about the platform - a red flag that reflects systemic concerns about its operations. This combination earns the minimum protection score.
Investors who placed withdrawal requests in or after February 2024 have not been paid. The platform has not published audited financials showing how pooled investor funds were allocated, nor has it provided a transparent workout plan. A frozen withdrawal queue for over 22 months is a failure of delivery - investors cannot access their capital, and no timeline for resolution has been provided.
Advertised yields of 14.6% are irrelevant when withdrawals are frozen. Investors who cannot exit have realised zero return - or worse, if properties are liquidated at a loss during the workout. No independently verified data exists on actual cash distributions to investors over the platform's lifetime, and the current freeze means any past yield is offset by illiquidity risk that has now crystallised.
Reinvest24 operated as an unregulated Estonian entity, with investor funds routed through individual SPVs for each property. The SPV structure itself is not unusual in property crowdfunding, but the lack of transparency around who controls these entities, how costs are allocated, and whether related parties received preferential terms raises questions that the platform never adequately answered. Post-freeze, no independent auditor has validated the asset-liability matching across the SPV network.
There is no exit. The platform suspended all withdrawals in February 2024 and has not resumed them. No secondary market exists, and investors cannot sell their SPV shares to third parties. The only potential exit is through a managed workout - selling underlying properties and distributing proceeds - but no public timeline or recovery estimate has been provided. A zero exit score reflects the reality that your capital is locked indefinitely.
Does not fit any investor profile. A platform with frozen withdrawals, regulator alerts, and no supervision is not an investment - it is a stranded position. If you already hold capital on Reinvest24, contact the company directly for workout information and consider engaging legal advice for collective recovery actions. Do not commit new funds.
| Platform | Grade | Licence | Withdrawals | Track record |
|---|---|---|---|---|
| Reinvest24 | D- | None | Frozen Feb 2024 | Multiple regulator alerts |
| InRento | A | ECSP (Lithuania) | Working | 0 capital losses in 5y |
| Crowdpear | B | ECSP (Lithuania) | Working | Profitable 2024 |
InRento operates under ECSP supervision from the Bank of Lithuania, focuses on buy-to-let properties, and has delivered zero capital losses over five years. Crowdpear holds the same ECSP licence and turned profitable in 2024. Both offer regulatory oversight and working withdrawals - the baseline requirements that Reinvest24 fails.
No. Withdrawals have been frozen since February 2024, multiple European regulators have issued public alerts, and the platform operates without regulatory oversight. These are signs of severe financial distress.
No. The platform suspended all withdrawal requests in February 2024. Investors who had funds on the platform at that time cannot currently access their capital.
Multiple European financial regulators have published public warnings about Reinvest24, citing concerns about its operations and investor protection. These alerts are publicly available on regulator websites.
The D- grade reflects frozen withdrawals since February 2024, multiple regulator alerts, an unregulated structure that offers no investor protection, and signs of operational wind-down.
InRento holds an ECSP licence from the Bank of Lithuania and focuses on buy-to-let properties with zero capital losses in five years. Crowdpear operates under ECSP oversight in Lithuania for development projects. Both offer regulatory supervision that Reinvest24 lacks.
Reinvest24's D- grade is not opinion - it is fact. Withdrawals have been frozen for 22 months, multiple regulators have issued warnings, and the platform operates outside any supervisory framework. If you hold capital on Reinvest24, you are in a workout scenario, not an investment. Contact the company for status updates, consider collective legal advice, and prepare for a long resolution process with uncertain recovery. Do not commit new funds. For property crowdfunding with working exits and regulatory oversight, InRento and Crowdpear both operate under ECSP licences and have delivered on withdrawals.
If you are looking for property exposure with regulatory oversight and working withdrawals, InRento holds an ECSP licence from the Bank of Lithuania and has recorded zero capital losses in five years of buy-to-let lending.
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